{"id":885,"date":"2026-04-20T14:53:53","date_gmt":"2026-04-20T12:53:53","guid":{"rendered":"https:\/\/infoshqip.al\/?p=885"},"modified":"2026-04-20T14:53:53","modified_gmt":"2026-04-20T12:53:53","slug":"kriteret-e-kreditimit-nuk-ndryshojne-tola-ka-pasur-kufizim-te-kredive-per-blerje-banese-ul-riskun-per-bankat","status":"publish","type":"post","link":"https:\/\/infoshqip.al\/?p=885","title":{"rendered":"Kriteret e kreditimit nuk ndryshojn\u00eb\/ Tola: Ka pasur kufizim t\u00eb kredive p\u00ebr blerje banese, ul riskun p\u00ebr bankat"},"content":{"rendered":"<div>\n<p>N\u00eb nj\u00eb vrojtim t\u00eb aktivitetit kreditues t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb theksohet se bankat nuk ndryshuan politikat e kreditimit p\u00ebr bizneset n\u00eb tremujorin e par\u00eb t\u00eb vitit 2026<\/p>\n<p>Lidhur me k\u00ebt\u00eb, eksperti i ekonomis\u00eb, Igli Tola thot\u00eb se konflikti n\u00eb Lindjen e Mesme ka pasur impakt edhe n\u00eb ekonomin\u00eb e vendit ton\u00eb.<\/p>\n<p>N\u00eb nj\u00eb intervist\u00eb p\u00ebr \u201cMoney Report\u201d n\u00eb ABC News, Tola u shpreh se ecuria e kreditimit mbetet e q\u00ebndrueshme, teksa shtoi se ka pasur kufizim t\u00eb kredive p\u00ebr banesa.<\/p>\n<p>Tola shtoi se kufizimi i kredive p\u00ebr banesa, ul riskun p\u00ebr bankat.<\/p>\n<p>\u201cSituata n\u00eb Lindjen e Mesme ka impaktuar edhe ekonomin\u00eb ton\u00eb n\u00eb m\u00ebnyr\u00eb indirekte. Sa i p\u00ebrket kredive, shihet trend shqet\u00ebsues sa i p\u00ebrket trendit t\u00eb kredive hipotekore. \u00cbsht\u00eb tendenc\u00eb q\u00eb e kemi ngritur si alarm q\u00eb n\u00eb shkurt, kryesisht real estate po flisnin p\u00ebr nj\u00eb ngrirje t\u00eb tregut. Nuk kishte m\u00eb tendenca rritjeje. Duke qen\u00eb se portofoli i kredive hipotekore, do jap\u00eb impakt n\u00eb treguesit makroekonomik\u00eb t\u00eb vendit. Do jap\u00eb ndikim n\u00eb zvog\u00eblimin e riskut p\u00ebr k\u00ebt\u00eb sektor, kjo ndikon drejtp\u00ebrs\u00ebdrejti n\u00eb kredin\u00eb konsumatore. Kjo mund t\u00eb mos duket n\u00eb interesin e bankave, por \u00ebsht\u00eb e r\u00ebnd\u00ebsishme t\u00eb mos p\u00ebrballemi me buxhete t\u00eb kredive t\u00eb k\u00ebqija. Kredit\u00eb hipotekore, normalisht kan\u00eb nivel risku dhe r\u00ebnd\u00ebsi shum\u00eb t\u00eb madhe p\u00ebr bankat e nivelit t\u00eb dyt\u00eb. Un\u00eb mendoj se \u00ebsht\u00eb kombinim i shum\u00eb faktor\u00ebve. Nga ana e qytetar\u00ebve, besoj se ka interes m\u00eb t\u00eb madh, p\u00ebr r\u00ebnd\u00ebsin\u00eb q\u00eb ka zbatimi i kushteve kontraktuale\u201d, theksoi ai.\/<strong><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>N\u00eb nj\u00eb vrojtim t\u00eb aktivitetit kreditues t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb theksohet se bankat nuk ndryshuan politikat e kreditimit p\u00ebr bizneset n\u00eb tremujorin e par\u00eb t\u00eb vitit 2026 Lidhur me k\u00ebt\u00eb, eksperti i ekonomis\u00eb, Igli Tola thot\u00eb se konflikti n\u00eb Lindjen e Mesme ka pasur impakt edhe n\u00eb ekonomin\u00eb e vendit ton\u00eb. N\u00eb nj\u00eb intervist\u00eb p\u00ebr [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-885","post","type-post","status-publish","format-standard","hentry","category-lajme"],"_links":{"self":[{"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/posts\/885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infoshqip.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=885"}],"version-history":[{"count":1,"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/posts\/885\/revisions"}],"predecessor-version":[{"id":886,"href":"https:\/\/infoshqip.al\/index.php?rest_route=\/wp\/v2\/posts\/885\/revisions\/886"}],"wp:attachment":[{"href":"https:\/\/infoshqip.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infoshqip.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infoshqip.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}